Terms of Use
Last Updated: October 29, 2025
Welcome to Stack Insurance Agency LLC (“we,” “us,” or “our”). These Terms of Use (“Terms”) govern your access to and use of our website, www.stackinsurance.com (“Site”).
By using or accessing this Site, you agree to comply with and be bound by these Terms. If you do not agree, please discontinue use of the Site immediately.
1. Use of This Site
This Site is intended for individuals located in the United States who are at least 18 years of age.
By using the Site, you represent that you meet these requirements and agree to use the Site only for lawful purposes.
You may not use the Site in any manner that could disable, damage, or impair it, interfere with another person’s use, or violate any applicable law or regulation.
2. No Offer or Binding Coverage
The information on this Site is provided for general informational purposes only and does not constitute an offer to sell or a solicitation to buy any insurance product.
Insurance coverage cannot be bound or changed via submission of any online form, application, email, or voicemail.
No binder, insurance policy, change, addition, or deletion to coverage takes effect unless and until confirmed directly by a licensed agent of Stack Insurance Agency LLC.
All quotes provided are estimates and subject to underwriting approval by the insurance carrier.
3. No Professional Advice
The materials and information provided on this Site are for informational purposes only.
They do not constitute professional, legal, or financial advice. You should not act on any information contained herein without seeking individualized advice from a licensed insurance professional.
4. Intellectual Property Rights
All text, graphics, logos, images, design, and other content on this Site are the property of Stack Insurance Agency LLC or its content providers and are protected by U.S. and international copyright, trademark, and intellectual property laws.
You may not reproduce, modify, distribute, or use any material from this Site without prior written consent from Stack Insurance Agency LLC.
5. Third-Party Links
This Site may contain links to third-party websites for your convenience.
Stack Insurance Agency LLC does not control or endorse these websites and is not responsible for their content, policies, or practices. Accessing third-party sites is at your own risk.
6. Limitation of Liability
To the fullest extent permitted by law, Stack Insurance Agency LLC, its affiliates, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your use of this Site or reliance on any information provided herein.
Your sole remedy for dissatisfaction with this Site is to stop using it.
7. Disclaimer of Warranties
The Site and all content are provided on an “as is” and “as available” basis. Stack Insurance Agency LLC makes no warranties, express or implied, about the operation of the Site or the information, content, or materials provided.
We disclaim all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
8. Indemnification
You agree to indemnify and hold harmless Stack Insurance Agency LLC and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, or expenses (including reasonable attorneys’ fees) arising from your use of the Site or violation of these Terms.
9. Governing Law
These Terms are governed by and construed in accordance with the laws of the State of New York, without regard to conflict of law principles.
You agree that any dispute arising out of or related to these Terms shall be resolved exclusively in the state or federal courts located in Nassau County, New York.
10. Changes to These Terms
We may modify or update these Terms of Use from time to time. The updated version will be posted on this page with a new “Last Updated” date.
Your continued use of the Site following any changes constitutes acceptance of those revisions.
11. Contact Us
If you have any questions about these Terms of Use, please contact us at:
Stack Insurance Agency LLC
Address: 555 Broadhollow Rd #270, Melville, NY 11747
Email: support@stackinsurance.com